Cross Creek in Green Cove Springs, FL: Homes, Amenities & Community Guide

Cross Creek in Green Cove Springs, FL: A Complete Community Guide

Tucked into the Lake Asbury area of Clay County, Cross Creek is one of Green Cove Springs' most active newer communities and a popular option for buyers searching for homes for sale in Green Cove Springs, FL or affordable newer homes near Jacksonville, Florida.

Here are four reasons why many homebuyers choose Cross Creek:

✅ Newer single-family homes priced from the mid $200,000s,
✅ A resort-style amenity center with a pool, splash pad, fitness center, pickleball, volleyball, and more,
✅ Clay County's top-rated public schools,
✅ Quick access to Fleming Island, NAS JAX, and Jacksonville...

I have worked with buyers and sellers throughout Cross Creek, including new construction when the community was being built and now resale homes, so I have a deep understanding of the neighborhood.

In this comprehensive guide, I am going to give you the ins and outs of Cross Creek, including the homes, price points, amenities, schools, HOA and CDD fees, and what it's like living in Green Cove Springs, FL.

I will also describe why Cross Creek is unique from other communities as well as show you all the current Cross Creek homes for sale.

Community Overview

Cross Creek got its start when D.R. Horton received approval in October 2016 for its first phase and grew steadily into an active neighborhood that residents are proud to call home.

The first phase brought 421 homes to the community, and a second phase later expanded Cross Creek to 998 total homes across roughly 970 acres. Closings on the earliest homes began in early 2019, and D.R. Horton continued building out the community to its completion.

Located off Sandridge Road near its intersection with Russell Road in the Lake Asbury area of Green Cove Springs, the community is anchored by an active Community Development District (CDD) that oversees infrastructure, common areas, and the amenity center that serves as the social hub of daily life here.

The location is one of Cross Creek's strongest selling points, especially for buyers looking at Clay County commuter neighborhoods with easy access to Fleming Island and NAS JAX.

Cross Creek sits just minutes from Fleming Island's shopping and dining corridor, and residents can reach Naval Air Station Jacksonville in about 25 minutes, which makes the community a popular choice for military families moving to Jacksonville.

Green Cove Springs itself has a small-town, riverside atmosphere, and Cross Creek reflects that same relaxed pace.

The neighborhood has a peaceful, family-friendly feel. Residents describe it as clean, quiet, and close-knit, with newer streets, sidewalks, and plenty of families out enjoying the community's green spaces.

Cross Creek is also one of the newer communities in Green Cove Springs, FL, making it especially appealing to buyers who want the feeling of a newer home along with an established amenity center already in place.

It's the kind of place that you want to come home to.

Where is Cross Creek Located?

Home Types and Price Range

Cross Creek is a single-family home community that is now fully built out. Available inventory consists exclusively of resale homes, with a range of sizes and styles that appeal to a wide variety of buyers.

For buyers researching homes in Green Cove Springs, FL, Cross Creek offers one of the wider ranges of floor plans and price points in Clay County.

Homes in the neighborhood generally range from approximately 1,200 to over 3,500 square feet, giving buyers plenty of options depending on how much space they need.

D.R. Horton was the sole builder in the community, offering open-concept single-story and two-story floor plans under both its standard line and its more affordable Express Homes series. Models included plans like the Belfort, Cordova, Dalton, Destin, Heron, and Lantana, with three to five bedrooms and two to four bathrooms.

Many homes feature open-concept kitchens, energy-efficient construction, and D.R. Horton's smart home technology package, which includes features like video doorbells, smart locks, and app-controlled thermostats as standard or available upgrades.

Cross Creek offers good value for the area. Generally, resale homes in the community have been priced from roughly the mid $200,000s to the mid $400,000s, depending on the section, floor plan, and lot, with the more affordable Express Homes series offering the lowest entry point.

This price range makes Cross Creek an attractive option for buyers who want a new or newer home, amenities, and a great location without stretching their budget.

Buyers comparing Cross Creek with the broader area can also review our latest Jacksonville housing market report for current pricing, inventory, and market trends.

Cross Creek Amenities

At the center of it all is the Cross Creek Amenity Center.

This is where Cross Creek sets itself apart from some of the other newer communities in Green Cove Springs, and it's open daily so residents get consistent access.

Here is what residents have access to:

Resort-Style Pool

A resort-style pool is perfect for lap swimming, leisurely floats, or just cooling off during those long Florida summers. Whether for exercise or summer fun, the pool is a favorite amenity for residents throughout the year.

Kids' Splash Pad

A dedicated splash pad keeps the younger residents entertained for hours and gives parents a great place to gather. It is one of the most popular spots in the community on a warm afternoon.

Clubhouse

A well-appointed community clubhouse serves as the gathering place for events, meetings, and everyday socializing.

Fitness Center

A fully equipped exercise and fitness room makes it easy to stay active without leaving the neighborhood.

Pickleball Courts

Well-maintained courts are available for both casual play and organized matches. Whether you are a beginner or a seasoned player, the courts are a popular spot for residents looking to stay active and social.

Volleyball Courts

A volleyball court is available for pickup games and recreational play, making it a go-to spot for kids and adults alike.

Playground

A safe and fun play area for younger children, the playground sits right alongside the splash pad, so it's easy for parents to keep an eye on multiple kids at once while everyone burns off energy. It's also a great spot for families and kids to meet new friends in the neighborhood.

Cross Creek HOA and CDD Fees

Cross Creek operates with both a Homeowners Association (HOA) and a Community Development District (CDD), which is a common and beneficial structure for communities of this type in Florida.

It's important to understand that HOA fees and CDD fees are completely separate and serve different purposes. When budgeting for a home in Cross Creek, homebuyers should account for both fees.

HOA Fees

The HOA for Cross Creek is quite reasonable. HOA fees have typically run around $100 per year, making this one of the more affordable HOA communities in the area. The HOA rules do allow homeowners to have pets.

The HOA governs community-wide rules and regulations that help keep the neighborhood looking great and protect property values over time.

CDD Fees

The Cross Creek North Community Development District (CDD) is responsible for the construction, maintenance, and operation of the community's infrastructure and amenities, including the amenity center, roads, and drainage.

CDD fees are not paid directly to a private association. Instead, they are assessed annually and collected as part of your property tax bill. The CDD financed the community's development through tax-exempt bonds, and the annual assessments cover both the repayment of those bonds and ongoing maintenance of community facilities.

The amenity package at Cross Creek, including the pool, splash pad, fitness center, and sports courts, is maintained and funded through the CDD structure.

CDD fees for Cross Creek have generally run in the range of roughly $2,500 to $3,000 per year for most homes.

Prospective buyers should check the specific CDD fee for any home they may be interested in, as the amount may vary by section and can change with each annual budget cycle or as the bond portion is paid down.

Schools Assigned to the Community

For buyers specifically searching for homes in Clay County school district zones, Cross Creek is one of the more attractive options in the Green Cove Springs area.

Cross Creek is served by the Clay County School District, which has earned recognition from the Florida Department of Education and has a well-regarded reputation throughout Northeast Florida.

While school assignments can change and families should always verify current zoning directly with Clay County District Schools, students living in Cross Creek are generally assigned to the following schools:

Lake Asbury Elementary School serves the youngest learners in the Lake Asbury area and provides a nurturing start to a child's academic journey.

Lake Asbury Junior High School serves middle-grade students and is a short distance from the neighborhood.

Clay High School serves high school students, with bus pick-up available in the neighborhood.

Private school options and charter schools are also accessible within a reasonable drive for families who prefer alternative educational settings.

Nearby Attractions, Shopping, and Restaurants

One of the great advantages of living in Cross Creek is how well-positioned it is for everyday errands and weekend adventures alike.

Shopping

Within close range of the neighborhood, residents have access to a couple of gas stations, a walk-in medical clinic, a fitness studio, a dance studio, and a small grocery store to cover day-to-day needs without a long drive.

For more extensive shopping, Fleming Island is just a short drive away and offers a much wider selection of retail and grocery stores.

This convenience is a major reason why Cross Creek appeals to buyers relocating to Green Cove Springs who want suburban living without sacrificing access to everyday essentials.

Restaurants

The dining scene around Cross Creek covers the basics well. Some local options that residents frequently mention include:

Subway and a local Chinese restaurant are close by for a quick, casual meal, along with a newer pizza spot that has become a neighborhood favorite.

For a wider selection of sit-down restaurants, Fleming Island is just a short drive away and offers a much larger dining scene.

Outdoor Recreation and Attractions

Living in Cross Creek means you are close to the small-town charm of historic Green Cove Springs, a riverside town along the St. Johns River known for its spring-fed pool, riverside park, and community events throughout the year.

For anyone who commutes toward Jacksonville or works at NAS JAX, the drive time of roughly 25 minutes puts Cross Creek in a sweet spot: far enough to enjoy a quieter, more affordable setting, but close enough that the commute stays manageable.

The Bottom Line

Without question, Cross Creek is a popular and desirable community for those wanting to buy a home in Green Cove Springs and Clay County.

From the resort-style amenities to the open floor plans of the D.R. Horton homes, Cross Creek is one of the top newer communities in Clay County.

Whether you are a first-time buyer, a growing family, or a military family looking to put down roots near NAS JAX, Cross Creek offers a lifestyle that checks a lot of boxes without a luxury price tag to match.

I would love to help you explore Cross Creek in more detail. Once you see the homes for sale, the amenity center, and the proximity to Fleming Island and NAS JAX, I believe you'll find that Cross Creek is more than a neighborhood. It's a place you may consider calling "home."

Cross Creek Homes for Sale

If you're planning to buy a home in the Jacksonville area, we're happy to help you compare Cross Creek with other communities throughout Northeast Florida.

Showing 29 properties · Updated September 14, 2026

FAQs

Is Cross Creek in Green Cove Springs, FL a good place to live?

Cross Creek is widely considered a great option for buyers in Green Cove Springs, FL due to its combination of newer construction, location, a resort-style amenity center, and convenient access to Fleming Island and NAS JAX. Buyers are especially drawn to its family-friendly atmosphere and access to Clay County schools.

What is the price range of homes in Cross Creek Green Cove Springs?

Homes in Cross Creek have generally ranged from the mid $200,000s up to the high $400,000s, depending on the floor plan, square footage, and lot. This makes it one of the more approachable newer communities in Clay County for buyers looking for a neighborhood with amenities.

Are there HOA and CDD fees in Cross Creek?

Yes, Cross Creek has both an HOA and a CDD. The HOA fee has typically run around $100 per year, while the CDD fee is generally in the range of $2,500 to $3,000 annually and is included in your property tax bill. The CDD covers infrastructure and the community's amenity center.

How far is Cross Creek from NAS JAX and Jacksonville, FL?

Cross Creek is located about a 25-minute drive from Naval Air Station Jacksonville, making it a popular choice for military families and buyers looking for a quieter suburban lifestyle with a manageable commute to Jacksonville area job centers.

What schools serve Cross Creek in Green Cove Springs, FL?

Cross Creek is zoned for Clay County School District, including Lake Asbury Elementary School, Lake Asbury Junior High School, and Clay High School. The district has earned recognition from the Florida Department of Education and is a draw for families moving to the area.

Is Cross Creek a good neighborhood for commuting to Jacksonville?

Yes, Cross Creek is a reasonable commuter option for Jacksonville area employment, including NAS JAX. Its location near Fleming Island allows residents to reach shopping, dining, and employment hubs while enjoying a quieter residential setting in Clay County.

Are there new construction homes available in Cross Creek?

No. Cross Creek is now fully built and sold out.

What makes Cross Creek different from other Green Cove Springs, FL neighborhoods?

Cross Creek stands out from other Green Cove Springs neighborhoods due to its location, newer D.R. Horton construction, and a strong amenity package that includes a pool with splash pad, fitness center, clubhouse, and pickleball and volleyball courts. It offers a balance of value and lifestyle for families and military buyers alike.